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Electronic Funds Transfer (EFT)


How does EFT Work?
Once you enroll for EFT, your insurance premium will be deducted monthly from your checking or savings account of choice.

Can I choose any withdrawal date?
No. We allow you to choose between two (2) withdrawal dates, the 1st or the 15th of the month.

How will I know the amount being taken from my bank account?
We will send you a deduction notice notifying you of the scheduled amounts to be withdrawn. The first payment deducted may be higher due to the premium not being divisible by 12 equal payments. A new deduction notice will be sent only when there are premium changes to your policy (ies). This notice will be sent at least 10 days prior to the payment date.

Does this payment plan have any service charges?
This monthly payment plan is free and saves you time and money. The only service charge that you could incur is an insufficient funds fee.

What happens if the company receives more than one notification of insufficient funds? If more than one notification of insufficient funds is received, you will be subject to removal from the EFT payment plan and changed to a direct billed payment plan.

Can I enroll at any time?
Policies in good standing can be converted to EFT at any time during their policy period. However, any prior bills that you have received must be paid by their due dates.

What if changes are made to my policy (ies)?
If the changes are monetary, we will adjust our billing records accordingly. We will send you a revised deduction schedule indicating the change and a new payment schedule for the remaining months of your policy (ies).

What if I change my bank information?
Simply go to our website and choose "Change Banking Information" on the EFT enrollment form and make your changes and submit electronically.

Who should I contact with any questions?
You may contact your independent agent or you may contact a Direct Bill Representative at 1-800-231-7820 during office hours. You may also contact via email at

How do I enroll?
Click continue button below.